Virtual Cards in Hospitality

A Smarter, More Secure Way to Pay

Tired of chasing paper checks and dealing with payment fraud headaches?  Virtual cards are transforming how hotels pay suppliers — and it’s time your back office took advantage.

What Are Virtual Cards?

Virtual cards are single-use, digital card numbers generated for a specific payment transaction.  Unlike traditional credit cards, virtual cards are used once only, with a fixed dollar amount, vendor, and expiration date — adding a powerful layer of control to the payment process.  Through Data Plus’ embedded payment platform, virtual cards are seamlessly issued as part of a hotel or resort’s accounts payable workflow — no manual steps, no separate systems.

How Virtual Cards Work

Virtual card payments for hotels and resorts are fast, secure, and fully automated – helping hospitality businesses eliminate manual steps and streamline payables.

  • An approved invoice triggers a virtual card payment directly from a hotel or resort’s system
  • A unique card number is generated and sent to the supplier
  • The supplier processes the payment just like a credit card
  • Funds are transferred, and payment is reconciled automatically
  • It is simple – no checks, no delays, no paper trail.

This streamlined virtual card process allows hospitality businesses to reduce payment friction, increase back-office efficiency, and pay suppliers with confidence directly from their ERP.

Benefits of Virtual Cards for Hotels

Hotels and hospitality groups that use virtual cards enjoy:

  • Faster, more reliable payments to vendors
  • Improved cash flow management with precise payment timing
  • Rebates and cost savings on qualified virtual card spend
  • Simplified reconciliation with electronic remittance data
  • Stronger vendor relationships thanks to on-time, trackable payments

All from the same platform you already use for your hotel’s financial operations.

Mitigate Payment Fraud with Virtual Cards

Payment fraud is a growing threat to hospitality.  Virtual cards help stop fraud before it starts by:

  • Limiting exposure with single-use credentials
  • Restricting use to authorized suppliers and amounts
  • Preventing reuse or unauthorized charges
  • Eliminating the need to store or transmit sensitive card data

Your finance team stays in control – and your data stays secure.

Why Suppliers Like Getting Paid by Virtual Card

Virtual cards don’t just benefit hotels – many suppliers love them too:

  • Faster payments compared to checks and ACH
  • Guaranteed funds with fewer delays or reversals
  • Full remittance detail for easier reconciliation
  • No need to chase down missing payments

It’s a win-win for both sides of the transaction.

Let’s Talk About Virtual Cards for Your Hotel

Want to see how virtual card payments can streamline your hotel’s back office?  Let’s arrange a quick meeting.  Contact Data Plus today to select a time that is most convenient for you to speak.

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Frequently Asked Questions (FAQs)

A virtual card is a secure, single-use digital payment method used by hotels and resorts to pay suppliers. It functions like a credit card but is created for a specific transaction, with a fixed amount, vendor, and expiration date – adding greater control and reducing risk. Virtual cards streamline hotel accounts payable by automating payments, accelerating cycle times, and reducing manual processing. They improve cash flow visibility and reduce reconciliation errors, freeing up finance staff for more strategic tasks. Virtual cards significantly reduce fraud risk by using one-time-use numbers tied to a specific supplier and dollar amount. Unlike checks or static card numbers, virtual cards can’t be reused or intercepted. This makes virtual cards one of the most secure payment methods available to hospitality businesses. Yes. Virtual cards can be seamlessly integrated with leading hospitality financial management systems, including platforms like Data Plus. This integration allows hotels to issue virtual card payments directly from their existing finance workflows, without switching systems or introducing manual steps. Many suppliers prefer virtual card payments because they receive funds quickly, along with full remittance details. Virtual cards help suppliers reduce payment delays, improve cash flow, and eliminate the hassles of check processing and bank deposits. Absolutely. Virtual cards enhance payment security by generating unique credentials for each transaction. This eliminates the risk of card data theft, unauthorized charges, or supplier fraud, making them ideal for secure hotel supplier payments.